Some illnesses can have a significant impact on your life. Not only can they stop you from working, your recovery may require assistance and time. Trauma, or critical illness insurance, is designed to protect you from the impact of illnesses such as cancer, heart attacks and strokes. It’s a lump sum payment that gives you financial support to take the time and get the medical treatment you need to get your life back on track after suffering one of the health events specified in the policy.
Here is an example of how trauma insurance works.
Jayne works as a busy project manager in a bank. Jayne’s husband Mike also works full-time. Now their children have grown up and left home, both Jayne and Mike are working hard so they can eventually take a year off work and travel around Europe.
However, one day at work Jayne feels unwell. A few hours later she is rushed to hospital. It’s confirmed she has suffered a heart attack – something Jayne thought would never happen to her.
Jayne’s trauma insurance provides her a lump sum, giving her the financial backing she needs to pay for her substantial out of pocket medical expenses. This means she can take time off work and receive the specialist rehabilitation and medical attention required to regain her health without any financial stress. It's this time and support that enables Jayne to gradually regain her confidence and renewed sense of perspective to once again focus on both her and Mike's dream to travel around Europe.
See how you can cover yourself with Zurich’s range of life insurance products.
There are two ways you can buy life insurance from us. Either through a financial adviser or you can deal directly with us. Find out more. ?